Current Loan Rates
Loan rates and types vary and
are determined by risk-based pricing.
If there are none listed on this page please call the office for more details.
Effective November 1, 2008
Vehicle
Loans
| Type | Base Rate | Best Rate |
|---|---|---|
New |
7.25% |
6.25%* |
Used |
7.75% |
6.75%* |
Length of car
loans
New
84 months
1-3 years 72 months
4-7
years 60 months
Older
48 months
* rate for up to 5 years -
1/4% added for each year over 5
Recreational Vehicles (boats, RV's, etc..)
| Type | Base Rate | Best Rate |
|---|---|---|
Recreational Vehicle |
7.75% |
6.75%* |
* rate for up to 5
years - 1/4% added for each year over
5
Signature Notes
Type |
Base Rate |
Best Rate |
|---|---|---|
Signature Note |
12.50% |
11.50% |
Home Equity Loans
Length |
Rate |
|---|---|
4% above current 6 month T-bill rate |
|
Fixed up to 60 months |
7.00% |
61-84 months |
8.00% |
85-120 months |
9.00% |
We can loan up to 90% of
tax assessed value or 80% of appraisal value
Home Mortgages
KRD has partnered with Centennial Lending. For more
information
call the office or visit www.centennial-lending.com