Checking Accounts

SHARE DRAFT ACCOUNT

Earns 1%
Share draft checking accounts require the following:

       Minimum balance of $100 must be maintained
or a nominal fee of $5.00 will be charged to the account.
$5.00 for each month during which the account balance falls below $100.00
(No fee the month that the account is opened.)

REGULAR CHECKING ACCOUNT

No interest earned
No minimum balance

ACCOUNT FEES

$25.00 for each overdraft returned unpaid.
$25.00 for each stop payment.
$5.00 for each overdraft transfer.
$10.00 for each outgoing wire transfer from your share account to another institution.
$5.00 for each incoming wire.
$25.00 per paid check, which causes or increases an overdraft.
$0.00 for each draft paid.
$0.00 per transfer from another account.
$8.50 per hour for account reconciliation fee. (If CU error, no charge)